January is the month of resolutions, and the New Year brings in lots of health club memberships. More than 50 million Americans belong to a gym.
"That first month is packed," said Sidd Vivek with the Mission Valley YMCA. "January is definitely a peak, but over time that sort of dwindles out.
That's why Consumer Reports recommends that people check out their workout options before signing any sort of long-term contract.
Mandy Walker with Consumer Reports said you should ask for free trial passes for the day to check out the gym. You'll want to visit the gym during the time you'll be using it and to see what the facilities are like or how crowded it is in the areas you'll want to use.
And when it comes to the price: "Always assume you can get a better deal," said Walker. "You do that by asking the right questions and visiting at the right times."
January is a great time for promotions, but wait until the end of the month when sales teams may be more eager to make a deal.
Consider a month-to-month arrangement rather than lock into a year contract.
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"We want you to be here," said Vivek, "but if it's not working out, we don't want to lock you in for a year or two."
Look for discounts. Some businesses and health insurance plans are willing to share the cost. There might also be discounts for military members or family plans.
Most important, no matter where you sign up or for how long, read the contract. What is important is not what the gym staff tells you, it's what is written down on paper. You want to ask about the cancellation policy.
In California, you can cancel a health membership contract in writing within 5 working days. If the contract is worth more than $1,500, then you have 20 days.
The idea is to slim down your waistline and not your bank account.
