February 13, 2009 5:44 pm Will Banks Modify Your Loan? Starting the process early and being persistent may keep you in your home. US & World Videos 1:41 Prince William shares brief update on Princess Catherine to well-wishers at UK visit 1:28 LAPD dismantles protester encampments at UCLA 1:36 Arizona Senate repeals 1864 abortion ban 1:40 Democrats say Big Oil misled public for decades about climate change 1:45 NYPD enters Columbia University in riot gear to clear protest