NBC 7 Responds

These credit cards might offer perks that you want

Do you spend most of your money on groceries, gas or retail shopping? NBC 7 Responds breaks down some credit cards and their perks

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If you’re in the market for a new credit card, why not make a card with perks work for you? So, think about what might work for you!

Maybe you’re feeding a family, and grocery rewards would help. With the Blue Cash Preferred Card from American Express, you’ll get 6% cash back annually on up to $6,000 in groceries.

The Capital One Walmart Rewards Card pays 5% cash back on orders placed at Walmart.com. The card has no annual fee and pays 5% cash back on in-store purchases for the first 12 months when you use your card with Walmart Pay.

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If most of your spending is gas and road trip charges, consider the Exxon Mobil Smart Card+. It’ll save you 12 cents a gallon on premium fuel and 10 cents on other grades. There’s also the Wells Fargo Autograph Card. It charges no annual fee and offers an unlimited 3 points earned on each dollar spent on gas and at electric vehicle charging stations, plus other related travel charges.

The Costco Anywhere Visa gives you 4% cash back on gas and EV charging. Plus, you get 3% back on restaurants, car rentals, airfare, hotels, cruise lines and trips booked through Costco Travel. Sam’s Club Mastercard gives up to $6,000 annually, plus 3% back on dining and takeout.

Fans of Simon-owned Malls, Mills and Premium Outlets might consider the Simon American Express card, which offers 5% cash back on purchases at its more than 200 locations.

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And your current credit cards could have perks you’re unaware of, like cell phone insurance, purchase protection and car rental coverage. But remember, it’s never wise to carry a balance and have to pay high interest rates. Smart, responsible spending can be the most rewarding perk of all.

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