A new study reveals why it costs so much for seniors and retirees, to live here in San Diego.
The federal government says a senior needs at least $11,000 a year to stay above the poverty line.
But UCLA's Center for Health Policy says the real cost of living in San Diego County for an individual senior ranges from $15,000 to $32,000 annually, depending on whether that person owns their home, has a mortgage, or pays rent.
Family members who help care for the elderly say the UCLA figures are much more accurate. Family members say medical care alone costs thousands of dollars.
The UCLA study says an elderly couple needs at least $30,000 a year to meet their basic financial needs, if they're renting a one-bedroom apartment. But that number bumps up to almost $40,000, if that couple has a mortgage.