Consumer Bob helps to save you money and time

List Opens for High-Risk Insurance Pool

By Bob Hansen
|  Tuesday, Aug 3, 2010  |  Updated 6:00 AM PDT
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List Opens for High-Risk Insurance Pool

Getty Images

HACKENSACK, NEW JERSEY - FEBRUARY 25: Mr. Rounder, InTouch Health?s RP-6 for Remote Presence robot, recharges February 25, 2005 at Hackensack University Medical Center in Hackensack, New Jersey. Mr. Rounder, standing at 5 feet, 4 inches and 215 pounds, is the latest in physician-to-patient communication technology. The robot includes two-way video and 24-infrared sensors to navigate its travels throughout the hospital. The doctor?s image is displayed on a flat-screen computer monitor mounted on top of the robot, which can rotate 340 degrees and pivot up and down. The doctor views the patient and surroundings through a video camera located above the monitor allowing live interactive communication. (Photo by Spencer Platt/Getty Images)

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If you don't have insurance and have a serious pre-existing condition that keeps you from getting insured, you may qualify for the new high-risk insurance pool that's coming in September.

It's not for everyone and you have to pay for it... but for some people it's a life saving alternative.

This is all part of the health care reform bill.

California is getting around $760 million to create the high-risk pool but already people are afraid it's not enough money to help everyone who applies.

“It’s at least an opportunity to begin coverage anew for people who have been shut out of the insurance market completely,” said Gregory Knoll with the Center for Health Education.

If you think you qualify for the program then Knoll says you need to get on the list now.

Go to this website and find the link where they will send you an application through email.

It's not a free program; it's for people with pre-existing conditions that can't get coverage any other way.

The program is expected to start in California sometime next month.
 

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